1.   The changes can more than halve the money you are allowed to put into a pension term assurance policy.

2.   We need long- term industrial policies that survive general elections and changes of government.

3.   Financial services is a lucrative business when one actually succeeds in organising the finance, endowment policies, term policies and so on.

4.   Insurance policies which act as investments which includes endowment and unit linked policies -- but not policies which merely protect against risk or pure term assurance policies.

5.   Brand of the Year was awarded for our long term policy of providing modern stores and innovative products while retaining traditional values.

6.   A growing number of people are concluding that financial protection can best be achieved with an inexpensive term policy.

7.   Finally, subtract lump sums from group term policies, personal investments and other sources.

8.   For term policies, they also recommend a feature called convertibility.