1.   By setting the maximum rates, the central bank aims to limit risk to investors by preventing problem banks from offering higher rates to lure depositors.

2.   By setting maximum rates on guaranteed deposits, the central bank aims to limit risk by preventing problem banks from offering higher rates to lure depositors.

3.   In order to fund a massive expansion in lending, Cosmo lured depositors by offering interest rates higher than those offered by other credit unions.

4.   In order to fund a massive expansion in lending, Cosmo lured depositors by offering interest rates higher than those offered by other credit unions and banks.

5.   Mr Nam stressed that the bank paid close attention to forging long-term relationships with customers and would not attempt to lure depositors with high interest rates.

6.   Mr Yam admitted that some banks might raise their interest rates on deposits to try to lure depositors from competitors.

7.   Therefore we must launch innovative schemes to lure depositors without placing an additional burden on the system.