1.   Analysts had said Citizens needed to expand in order to compete with the larger U.S. banks being created by mergers.

2.   BellSouth, say voices from industry and Wall Street, must expand to compete.

3.   The bids come amid a flurry of takeover moves among mid-sized U.K. chemical companies, which analysts said need to expand to compete better in world markets.

4.   USAir Group Inc. Chairman and Chief Executive Stephen Wolf told employees the airline needs to expand to compete, either by being bought or by acquiring another airline.