111.   Its problems stem largely from the heavy liabilities it carries for asbestos-related claims against its U.S. subsidiary Combustion Engineering.

112.   Its problems stem mostly from having the only Asian currency still pegged to the U.S. dollar.

113.   Many problems stem from vaguely worded laws whose interpretation seems to be arbitrarily suited to the moment.

114.   One problem for Kashmir stems from divisions within its own regional parties.

115.   Public Works Deputy Commissioner Ira Wade said Tuesday that the problem stems from an inadequate drain field in the sewage system.

116.   She said the problems with federation stemmed from the two years she and her coach spent training in the United States.

117.   The aboriginal community has said many suicide and alcohol problems stem from the abuse children suffered at the schools.

118.   The contractor said the problems stem from delays in resolving purchase price adjustments and significant cost overruns and negative cash flows associated with some Raytheon projects.

119.   The haze problem stems from ancient agricultural practices in Indonesia of burning land to clear it.

120.   The millennium bug problem stems from the old computer programming practice of using only the last two digits of the year to save memory.