11.   The first is a surface sore which starts off as a red Mark.

12.   The first is biological - what we inherit through our genes.

13.   The first is by cutting operating costs, which have been rising faster than revenues.

14.   The first is cocoa brown with large irregular white patches.

15.   The first is fraternal, popular entertainment, and a financial godsend for health care and education.

16.   The first is in regard to numbers and the second concerns language.

17.   The first is its lack of certainty as to what was required of the health authority.

18.   The first is Jim Glennon, who won half a dozen caps for Ireland in the eighties.

19.   The first is pure and simple file transfer.