1.   An internal inquiry uncovered lapses by managers in controls and decisions before and after the merger, UBS said.

2.   An internal inquiry uncovered lapses by responsible managers both in controls and decisions, before and after the merger, UBS said.

3.   An internal inquiry uncovered lapses by responsible managers in controls and decisions before and after the merger, UBS said.

4.   The inquiry uncovered lapses by responsible managers both in controls and decisions, before and after the merger, UBS said.