1.   But comparison-shop if you need more supplemental coverage than your employer offers at no cost.

2.   It will be difficult for cancer patients to get supplemental coverage.

3.   Many of the elderly have supplemental coverage for drug benefits, through their former employers or through a health maintenance organization, but those benefits are often limited.

4.   --Make it harder for insurers to deny supplemental coverage to unhealthy Medicare beneficiciaries.

5.   Medicare does not cover most out-patient prescription drugs and supplemental coverage can be expensive.

6.   Mrs. Bell said she and her husband were counting on that supplemental coverage to help offset anticipated medical costs.

7.   New hires will not receive supplemental Medicare coverage when they retire.

8.   Patients worry that by the time Medicare pays its share, their supplemental insurance coverage time limits will have passed, leaving them stuck with big bills.

9.   Providers of supplemental coverage include Prudential, Bankers Life and Casualty Corp., Mutual of Omaha Insurance Co. and Physicians Mutual Insurance.

10.   Premiums would surge under legislation to expand access to supplemental Medicare coverage, a health insurance trade group said today.