1.   Americans do seem to be getting the message that they should be investing at least part of their retirement assets in stocks, Gates said.

2.   Allowing workers to invest part of their retirement money themselves, as most Republicans want to do, avoids most of the political problems, but it raises others.

3.   Bush promised to meet all obligations of Social Security, even while letting younger workers invest part of their contributions outside the system.

4.   Bush wants to allow, but not require, individuals to invest part of the payroll tax in the markets.

5.   But he said the idea of having the government invest part of the money in the stock market could threaten the economy.

6.   But the political and community pressure is on you to invest part of your assets and capital in less than promising markets.

7.   But the speculative element has grown with some members of Congress, who are investing part of their campaign treasuries in the stock market.

8.   Congress could also invest part of the Social Security tax receipts in the stock market on a collective basis.

9.   Clinton wants to invest a part of the federal budget surplus in the market to fuel Social Security reform.

10.   Five members would allow individuals to, in effect, invest part of their own tax payments.