1.   But no bank would make a home improvement loan to someone who did not own the property.

2.   Missouri would make it a felony to arrange home improvement loans for consumers without regard for their ability to pay.

3.   The companies originate and service residential and home improvement loans and commercial mortgages.

4.   The figures are only for conventional home loans, not government-backed mortgages, refinancings or home improvement loans.

5.   The installment loans surveyed included auto loans, personal loans, recreational vehicle loans, mobile home loans, property improvement loans and second mortgages.

6.   The ruling also said the company sells similar information on first and second mortgages, home improvement loans and student loans.

7.   They said they already had two mortgages on their home, including a low-interest home improvement loan from the Minnesota Housing Financing Agency.

8.   Those were the terms of the House improvement loan Dole gave to Speaker of the House Newt Gingrich to pay off his ethics penalty.

9.   Until then, many people could not get mortgages or improvement loans for houses built on land they did not own.

10.   Detective Paul Wylam said Wednesday the impostor might have mistakenly taken an application for a home improvement loan instead of one for instant credit.