1.   Another part of the merger write-off change came from a better estimate of the cost of closing duplicate operations.

2.   Banking officials said they needed to eliminate duplicate operations from the merger, which was completed last week.

3.   By acquiring First Interstate, Wells Fargo can save money by eliminating duplicate California operations.

4.   In a vertical merger, where the companies have been offering different services, the combined company cannot hope to save as much by eliminating duplicate operations.

5.   In the past, the cost of major bank acquisitions has roughly been equaled by the costs that were eliminated as duplicate operations were shuttered, he said.

6.   Since the merger, the bank has stressed finding new jobs for employees whose positions are scheduled to disappear as duplicate operations of the two banks are shut.

7.   And it has shed both real estate and duplicate operations from several mergers.

8.   Confia is currently undergoing a reorganization to eliminate duplicate operations, Girot said.

9.   Some jobs may be lost as duplicate operations are eliminated, said Roche spokesman Max Gurtner.