1.   Analysts are lowering what had been healthy growth estimates for Latin America for next year and perhaps beyond.

2.   Analysts had lowered their estimates for the Australian subsidiary in recent weeks because it suffered from fierce mortgage competition and the strength of the British pound.

3.   Analysts lowered their earnings estimates afterward.

4.   Analysts quickly lowered earnings estimates for the company.

5.   And analysts have lowered their ratings on dollar-sensitive sectors like chemicals, automobiles and machinery.

6.   Analysts are lowering their revenue expectations right and left.

7.   Analysts have been lowering their earnings expectations because of the expenses Seagram has taken to get out of its money losing film production agreement with former executive Sid Sheinberg.

8.   Analysts have been lowering their estimates for Montreal-based Alcan Aluminium since the October strike.

9.   Analysts lowered their fourth-quarter earnings estimates for the carmaker, saying reduced sales and higher incentives will reduce profits.

10.   Analysts are lowering their third-quarter estimates.