71.   FEMA includes the Federal Insurance Administration, which provides flood insurance to property owners, and the U.S. Fire Administration, which operates fire prevention and education programs.

72.   Few businesses could afford flood insurance and few expect large handouts from the federal government, leaving many on the verge of closing their doors for good.

73.   Flood insurance is not available in the Netherlands, half of which is below sea level.

74.   Flood insurance does not cover damage caused by gradual erosion.

75.   Flood insurance helped pay to fix classroom space and the fellowship hall, but not the sanctuary, Jones said.

76.   Flood insurance is not available in the flood-prone Netherlands, half of which lies below sea level.

77.   He had no flood insurance.

78.   He noted that current flood insurance does not cover damage caused by gradual erosion.

79.   --Impose mandatory surcharges on flood insurance in these zones to add coverage for erosion.

80.   It also includes the Federal Insurance Administration which provides flood insurance to property owners and the U.S. Fire Administration, which operates fire prevention and education programs.