1.   It would make long-term care insurance and expenses tax-deductible.

2.   Long-term nursing home care insurance is prohibitively expensive.

3.   And the benefits, provided in-house or through an outside contractor, can include information and referral services, counseling, flexible work hours and long-term care insurance.

4.   And some insurers are throwing in bonus features that might appeal to prospective retirees, such as long-term care insurance.

5.   Award tax benefits for purchase of long-term care insurance.

6.   A handful offer long-term care insurance.

7.   Congress is considering making the premiums paid for long-term care insurance a tax-deductible medical expense for employees.

8.   Consider examples offered by Gerie Charnow of Huntingdon, N.Y., a geriatric care manager who also sells long-term care insurance.

9.   Depending on the policy, long-term care insurance will absorb most or all of your nursing home or in-home care costs, providing a bulwark against bankruptcy.

10.   Fleet already sells life insurance, disability insurance, and long-term care insurance.