1.   The difference between depository institutions and other firms is deposit insurance that underwrites risk taking.

2.   Among the financial stabilization measures announced by the government yesterday was the introduction of deposit insurance for banks.

3.   Among the measures announced by the government yesterday was the introduction of deposit insurance for banks.

4.   And it leaves unresolved a situation in which savings institutions pay vastly more for deposit insurance than commercial banks.

5.   And it has postponed a plan to limit deposit insurance, which would have caused a dramatic customer shift to strong banks.

6.   Before the advent of deposit insurance, bankers knew what was needed to head off a bank run.

7.   But because banks proudly boast of their deposit insurance and because they often attract novice investors, their disclosure is especially important.

8.   But banks have received the most attention from regulators and from Congress because under federal deposit insurance, the government must reimburse depositors for losses if a bank failed.

9.   But now the tradeoff between ultralow interest and security is being shaken by the restrictions on deposit insurance and by a growing perception that some banks are insolvent.

10.   But the bill exempts many of the regulations that lubricate the wheels of commerce, like licenses, deposit insurance and trade rules.