61.   Brown said he expects International Business Machines Corp. and Hewlett-Packard Co. to enter the market.

62.   Brown agrees that, in effect, the only thing a consumer company needs to do to enter the market is to start shipping boxes based on Intel motherboards.

63.   But a new, sophisticated customer is entering the market, who wants art to go with stylish design at home.

64.   But business models were flawed, he said, and university administrators did not fully understand the cost of entering the market.

65.   But if stocks enter a bear market, Siegel said, it could prove particularly disastrous for retirees, who are so dependent on their savings.

66.   But it is not clear how they could enter the European market at all.

67.   But new investors do not enter the market with this understanding.

68.   But other competitors, as many as seven in some markets, are expected to enter the market as well.

69.   But it has acquired a number of companies and entered new markets, including New York.

70.   But several analysts said that it would be difficult for new products to enter the market.