61.   Contrary to conventional wisdom, the credit is not available to the same poor families year after year, the commission found.

62.   County jail credit is one day for every two days served.

63.   Credit already is cheap enough, he said.

64.   Credit is due the workers who go to these seminars.

65.   Credit will never be popular, Calder believes, but it will always be an essential part of the American economy.

66.   Credits are good because they reduce your bottom-line tax bill.

67.   Credit is available, and it is cheap.

68.   Credit is due.

69.   Credit is harder to come by.

70.   Credits are over.