31.   And fashion photos are reflecting that change.

32.   And Anthony M. Franco Inc. in Detroit has become the Franco Public Relations Group to reflect changes, including its new ownership.

33.   And car insurance premiums have already begun to reflect a change in the long-standing discrepancy between rates for youthful male drivers and those for their female counterparts.

34.   And those changes are reflected in what they pledge to do this coming year.

35.   As industrialization and other forces gradually led to a more lavish and ritualized ceremonial life, marriage rites reflected the change.

36.   At one division, Buick, prices actually fell on some models, reflecting a change in pricing strategy.

37.   At roughly the same time, the company unveiled new packaging to reflect the change in the product.

38.   Bank and insurance stocks, whose asset values reflect changes in the value of their substantial fixed-income holdings, declined as gilts slumped.

39.   Banks and insurance companies, whose asset values reflect changes in the value of their fixed-income holdings, declined as gilts slumped.

40.   Benefits are now increased each year to reflect changes in the Consumer Price Index.