21.   He said the state Legislature still would have to establish the rules of the game, a fight that would likely pit banks against insurance agents.

22.   He says the state Legislature forced him to, while the league says a referendum was unnecessary.

23.   He said state agencies already are bracing for layoffs and early retirements, and that he and lawmakers will be looking for ways to close tax loopholes.

24.   Heresy, said the state of Tennessee.

25.   In his acceptance speech, Laney said he wants to restore public faith in government but said state lawmakers are ahead of their federal counterparts.

26.   Jackie Williams, U.S. attorney for the Kansas District, said a state and federal task force is being formed to study use of the Internet for illegal purposes.

27.   Janice Mueller, the Wisconsin state auditor, said the state and the company would negotiate over other possible repayments.

28.   John Birtwell, a spokesman for Governor Cellucci, said state officials planned to seek specifics about how the Salem State event would be paid for.

29.   Lykes corporate counsel Beth Waters said the state is insisting that the company remove Gaskins from the homesite to remove any questions about title to the land.

30.   McCall and Alan Hevesi, the New York City comptroller, said the state and city pension funds had no plans to sell their stock in Cendant.