11.   Boxer urged homeowners to call their local planning departments to find out if their houses are in flood plains and if so, to get flood insurance.

12.   But others like Hagen are angry that homeowners who neglected to buy flood insurance can get buyouts along with those who planned ahead.

13.   But several lawmakers want to make it harder to collect on flood insurance in such vulnerable areas.

14.   But the real pain will be for homeowners without flood insurance -- there are a lot of those -- and for farm workers.

15.   Emergency officials issued a reminder that flood insurance is available for homeowners or renters in most area communities through the National Flood Insurance Program.

16.   Few Princeville residents carried flood insurance.

17.   Flood insurance is sold by insurance companies under the National Flood Insurance Program and is backed by the federal government.

18.   Federally backed flood insurance is available through the National Flood Insurance Program administered by the Federal Insurance Administration, an arm of the Federal Emergency Management Agency.

19.   Few property owners in Princeville had flood insurance.

20.   Flood insurance would be too expensive for consumers if it were not handled by the federal government, Crystal said.