11.   Further declines may come next week, although analysts said investors may have already taken the possibility of decertification and trade sanctions into consideration.

12.   Further declines may come following the news from Washington, although analysts said investors may have already taken the possibility of decertification and trade sanctions into consideration.

13.   Gerard Cassidy of Tucker Anthony Inc. said the decline came from shorting of the stock and worries about how the two banks would integrate, among other factors.

14.   However, the decline came as more people unable to find jobs stopped looking for work.

15.   The decline came after U.S. stocks recorded their biggest loss in almost two weeks as investors soured on shares of computer and software companies.

16.   Instead, the decline will come as slow, steady slippage.

17.   Lesser declines came in Germany, Switzerland and Belgium, with French and Swedish indexes little changed.

18.   Mitsuzuka said recent stock declines come as a warning from the market that financial institutions must do more to reduce their bad loans and disclose their financial status.

19.   Most troubling, he said, the declines were coming at the tail end of September, traditionally the strongest part of the quarter.

20.   Predicting where the decline will come is tricky.