11.   Austin Johnson, for example, says he cannot afford car insurance.

12.   Car insurance?

13.   Car insurance is renewed every year, making it a less stable source of funds than life insurance.

14.   Consider the suit arising out of the initial public offering of Autoweb.com, a Web site that offers services like car insurance and financing.

15.   Direct-marketing car insurance is a fast-growing business.

16.   Everybody owns car insurance and hopes to never have to use it.

17.   He noted, for instance, that many Mexicans are forced to drive without licences or car insurance.

18.   He noted that taxpayers can already look forward to cuts this year in the bills they pay for car insurance and electricity.

19.   His is a land, albeit adopted, where car insurance is not required.

20.   IBM introduced an Internet service to help banks and dealers approve car loans more quickly and said it would move into the relaying of car insurance next.