11.   Banking is the other big change.

12.   Banking shares were also weaker amid continuing worry an expected spate of new share issuances could drive down prices if supply outstrips ready demand.

13.   Banking will also be available in certain areas.

14.   Banking analysts were lukewarm on the deal Thursday, and questioned whether Sovereign has the financial heft to compete with such a dominant institution as Fleet-BankBoston.

15.   Banking is a business, a numbers game.

16.   Banking is a competitive industry, so shop around.

17.   Banking is awfully complicated business.

18.   Banking is dead.

19.   Banking is one area where mergers and acquisitions fever might once again grip investors, as it did late last year.