1.   Smaller banks started working on Marketing campaigns designed to lure away disenchanted First Interstate-Wells Fargo customers.

2.   With interest rates, the smaller banks will take their cue from the Federal Bank.

3.   This means smaller banks can cream off big profits during lending booms.

4.   Banc One of Ohio has built an empire in the mid-west by gobbling up smaller banks.

5.   The larger bank remained the controlling party when it took over the smaller banks.

6.   Among the smaller banks that did a relatively substantial number of deals, Thomas Weisel Partners finished at the bottom.

7.   AmSouth, like other smaller regional banks, faces the prospect of little growth in revenue in years to come as competition in an over-banked U.S. heats up.

8.   Analysts said combinations have been slow in Ohio, Indiana and Michigan, home to dozens of smaller regional banks.

9.   Analysts said Generale was likely to buy a larger bank rather than two or three very small ones because of the difficulties involved in integrating the smaller banks.

10.   Analysts say that smaller banks are already over that level because of surging property prices over the past year.