1.   Attorneys and financial planners say the first step for a business owner is to prepare a will.

2.   A person who helps prepare a will could be called to testify at a civil or criminal trial.

3.   Forget transfer on death and have a will prepared covering all your assets.

4.   Have you ever prepared a will?

5.   Preparing a will is one of those unpleasant but necessary tasks that come with adulthood and the creeping realization that we should straighten up and act more responsibly.

6.   Preparing a will might include choosing cremation and leaving instructions for handling the ashes.

7.   She hired a lawyer to prepare a will.

8.   Some patients prepared their wills before arriving.

9.   So Earl feels new urgency to have a will prepared.

10.   That means many of us are not preparing wills or doing the other things that smooth the way for our heirs.