1.   Mr Mayo estimates that loan loss reserves will have to be increased by a third, assuming an economic soft landing.

2.   Analysts said they regarded the boost in loan loss reserves as a prudent move by company management.

3.   A bank that does try to prop up an asset-backed bond could find itself forced to add millions of dollars to loan loss reserves.

4.   A portion of the money will go to a loan loss reserve, used when a customer defaults on a loan.

5.   Actuaries use statistical methods to determine loss reserves and insurance pricing.

6.   All the big banks boosted their loss reserves too.

7.   Freudenstein said that financial companies must disclose losses quickly and that analysts and investors would punish them if they tried to skimp on their loss reserves.

8.   It also set aside more money in loss reserve to cover theft.

9.   It also set aside more money in its loss reserve to cover theft.

10.   It says its loan loss reserve will be increased by a substantial amount.