1.   Among the critics of the effort to overhaul the mandates is Mark Kappelhoff, a legislative counsel to the American Civil Liberties Union.

2.   An opinion by the legislative counsel has said no, but lawyers for the department have insisted that they do.

3.   A draft proposal of the regulations should be ready by late summer or fall, said John Byrne, senior legislative counsel for the American Bankers Association.

4.   Adrienne Hahn, legislative counsel for Consumers Union, said the Senate bill would supersede the state laws, including some that provide patients with more protection.

5.   After the county counsel ruled last fall, McClintock and Assembly Speaker Bob Hertzberg, D-Van Nuys, separately requested opinions from the state legislative counsel.

6.   But secessionists obtained a conflicting legal opinion from the state legislative counsel that said those assets could be transferred without payment.

7.   Christopher E. Anders, legislative counsel for the American Civil Liberties Union, denounced the proposal as an unwarranted attempt to limit liberty in the United States.

8.   Deborah Lewis, legislative counsel for the Alliance for Justice, which tracks judicial appointments, said Clinton has made mostly mainstream nominations.

9.   Fees are rising even as the banking industry has broken profit records for six straight years, NYPIRG legislative counsel Russ Haven said.

10.   Gene Zoegtlin, legislative counsel for the International Association of Chiefs of Police, said he was aware of the turnover provisions but was unfamiliar with how they worked.