1.   A typical perk is free collision insurance on rental cars.

2.   By contrast, insurers charge less for collision insurance on sport utility vehicles than for similarly priced cars.

3.   His crashed car with no collision insurance represents an economic disaster.

4.   Moreover, some credit cards provide excess collision insurance that reimburses you for any costs not covered by your own policy, including the deductible.

5.   Sport utilities suffer less damage in crashes, and collision insurance is adjusted for make and model.

6.   Theft and collision insurance and comprehensive coverage are not required.