1.   And state regulators will not allow insurers to simply pull up stakes and abandon risky areas.

2.   For instance, the Kenyan and Tanzanian sites did not maintain the sizable vehicle setbacks routinely found at newer embassies in more risky areas of the world.

3.   In this risky area of international investing, Ms. Jimenez prefers countries that are lifting trade barriers, controling inflation and the like.

4.   It also strayed into such risky areas as equity investments and venture capital.

5.   Jim Sano, president of Geographic Expeditions of San Francisco, said his travel company takes special security precautions when sending people to risky areas.

6.   Last year, Congress reformed federal flood insurance to increase the number of homeowners covered in risky areas.

7.   Oil companies, of course, have a long history of operating in politically risky areas.

8.   The bank continues to be involved in risky areas, and is currently concerned about at least one investment in Albania, where an armed rebellion is in progress.

9.   A Washington-based taxpayer watchdog group joins environmentalists in arguing that wider beaches, while providing storm protection and more towel space, encourage construction in risky areas.

10.   But now, these natural phenomena threaten hotels, vacation homes and ski trails in potentially risky areas.