1.   At present, most member companies already have a few portfolios that cater for different risk appetites.

2.   First off, determine whether your risk appetite is aggressive, moderate or conservative, Piazza said.

3.   For any business undertaking, the level of risk appetite, management expertise and technology capability in a bank will therefore be the main constraints.

4.   Risk appetite - new focus The rise in the inherent risks in financial institutions has become a serious management challenge.