1.   The fractional excretion of magnesium rises as glomerular filtration rate falls.

2.   And indeed, as the length of hospital stays has fallen in an era of managed care, many hospitals have seen their occupancy rates fall.

3.   As money market and loan rates fall, therefore, it gets harder for insurance companies to generate enough income to make interest payments to policyholders.

4.   As rates fall and more consumers refinance, the bonds return the principal to investors far earlier than expected.

5.   As rates fall, and refinancings become more likely, the durations of many mortgage bond indexes shrink.

6.   Banco Popular is a net lender in the interbank market and sees its lending margins shrink as rates fall.

7.   Bonds with greater duration rise more as rates fall and fall more as they rise.

8.   Chilean stocks may decline as electricity rates fall and utilities are forced to reimburse clients after charging excess rates earlier this year.

9.   Companies that do best when rates fall helped led the rally.

10.   Economically sensitive auto, chemical and computer companies gained, while bank and utilities stocks --those which do best when rates fall -- dropped.