1.   Mortgage savings Homeowners could save the money they pay for unnecessary private mortgage insurance under legislation passed by the Senate Banking Committee.

2.   Another area where consumers might save money on their mortgage payments is related to private mortgage insurance.

3.   Backers of the proposal say it will save U.S. homeowners from paying millions of dollars in unnecessary private mortgage insurance every year.

4.   Backers of the proposal, passed Sunday, say it will save U.S. homeowners from paying millions of dollars in unnecessary private mortgage insurance every year.

5.   About one-third of all loans purchased or guaranteed by Fannie Mae carry private mortgage insurance.

6.   But a trade group that represents the private mortgage insurers said the companies were not to blame for collecting after the homeowners were no longer required to carry insurance.

7.   By far the most common type of mortgage insurance is private mortgage insurance, or PMI.

8.   For borrowers who feel they have no choice but to take private mortgage insurance there are different types of PMI policies.

9.   For consumers who have railed against private mortgage insurance, a recent hard-won triumph may be even sweeter than they thought.

10.   Garrison works for PMI Inc., one of the largest private mortgage insurers in the country.