1.   Bank platinum cards offer gold card services such as auto rental insurance, lowest-price guarantee and purchase protection.

2.   About the only thing that bothers people who go to pricey restaurants on St. Armands Circle is whether they should use the gold card or the platinum card.

3.   About a dozen other Visa members, including Bank One, Citibank and NationsBank, also have issued platinum cards.

4.   According to American Express officials, target users of the platinum card are owners of small businesses whose infrastructure is not sufficiently sophisticated to handle their travel needs.

5.   Citicorp, the biggest credit card issuer, started selling platinum cards in April.

6.   First USA, the third-largest card issuer, also offers promotional rates on its platinum cards.

7.   Gold cards, platinum cards, titanium cards.

8.   Makes reaching for that platinum card quicker, too.

9.   Platinum cards are also an attempt to appeal to heavy borrowers, who already have a wallet full of cards.

10.   Presumably, a platinum card with no limit.