1.   Borough President Fernando Ferrer said the permit denial was based on his own political antagonism with Mayor Rudolph Giuliani.

2.   Except in New York, which does not permit denial of Medigap coverage, insurers can turn away applicants who are thought likely to have high drug costs.

3.   Palestinians blame a pattern of border inspection delays and import permit denials by Israel, which controls land, air and sea access to the Palestinian market.

4.   Magure seemed willing to accommodate the groups, though he made no immediate decision on reversing the permit denials.

5.   The permit denial must be in writing, set forth the grounds for denial and allow the applicant time to correct any problems.