1.   Americans pay billions of dollars a year in unnecessary credit card fees and interest.

2.   Analysts expressed concern that Peregrine, which had paid billions of dollars to acquire competitors last year, was running out of money.

3.   And they are paying billions of dollars to NTT DoCoMo for the privilege.

4.   Allianz is one of seven European insurers being sued by descendants of Holocaust victims who say the insurers failed to pay billions in life insurance claims.

5.   But a company could find itself forced to pay billions just when its finances are the most troubled.

6.   But if they succeed, businesses could end up paying billions more in costs because of work-related injuries that are preventable.

7.   But Rice and some other legal experts say startling disclosures about companies that are exonerated by science after paying billions of dollars are only part of the story.

8.   But then Washington discovered that businesses would pay billions of dollars for these pieces of the airwaves.

9.   Californians will pay billions more for electricity because of tight supply and serious market defects, it said.

10.   Cigarette makers agreed to pay billions of dollars to settle lawsuits filed by Mississippi and Florida.