1.   For investors, this means lower costs.

2.   Members are concerned that a merger might mean higher costs, in which case they would oppose it.

3.   Increased productivity can also mean increased costs, and the costs of selection are incurred before the savings are made, so interest charges need to be included.

4.   Community Care means community cost.

5.   Being able to use warmer air means that less energy needs to be used to run air-conditioning equipment, and less energy means lower costs.

6.   But for businesses, delays in moving goods across the border mean higher costs.

7.   But if the companies make good on their plans to leave, insurance analysts said, the reduced competition among the remaining insurers could mean higher costs to drivers.

8.   But that would also mean retraining costs, he said, adding the EMC devices performed well in a recent disaster-recovery drill he ran.

9.   Companies will still need to assess and test their computer code, which means additional costs.

10.   Cuts so tough now they must be ground could become table fare, meaning the cost of beef may come down for consumers.