1.   A variety of difficulties were foreseen about the ability of fundholders to continue making savings.

2.   All small companies will need to make savings if they are to survive.

3.   And it is not just those with larger loans who can make great savings.

4.   Borrowers with standard variable rate mortgages could make substantial savings by remortgaging their properties, mortgage experts say.

5.   Purchasing patents would make significant savings on initial research costs and adapting or improving known techniques would increase the speed of development.

6.   Reengineering is the systematic work-redesign process that helps organizations make similar savings in time and money, while enhancing quality.

7.   Regular theatre-goers can make substantial savings by buying a Saver Ticket.

8.   Some consumers will make big savings in a change to metering.

9.   These systems will also make considerable savings in staff time if used by appropriate Garden staff as project design and scheduling aids.

10.   The Treasury has been banging on about the need to make savings for the past two years.