1.   Prices include all transfers, by air where applicable.

2.   Again, there is a tax-free element, and there are exemptions which include transfers between husbands and wives and gifts to charities.

3.   A settlement for these purposes does not include a transfer of assets.

4.   A full-day version includes airport transfers, half-day sightseeing tours to the Spanish fortress and museum plus stops for shopping.

5.   But several hurdles remain, including the transfer of authority over the site from the Nuclear Regulatory Commission to the Energy Department.

6.   He recommended increased federal responsibility for welfare, including the transfer of payments for the disabled, aged and blind from local government to the Social Security system.

7.   Packages also include transfers between airports and hotels, taxes and service charges, bonus frequent-flier miles and half-day sightseeing tours.

8.   Some packages include airport transfers, while others charge extra for airport transport.

9.   Some companies include transfers from hotels in their prices but it is best to check with the tour operator.