1.   And many longtime executives worry that too many newcomers to technology companies have never seen a truly down market.

2.   Because I can invest in more high-yield securities as well as some common stock, it will tend to do better in a down market.

3.   BEAR FEVER Mutual Funds magazine cites three fund managers who have reputations for doing well in a down market.

4.   Better than nothing, or a total loss in a down market, he said.

5.   A low beta works in your favor in a down market.

6.   A short-term defense is not the only strategy investment advisers recommend for a down market.

7.   But its stock still foundered in a down market.

8.   Furthermore, funds struggling to pay off investors do not have the cash to pick up bargains in a down market.

9.   Historically, volatility rises in a down market, and falls in an advancing market.

10.   In a down market, a stock may only be sold when its price is unchanged or rising slightly.