1.   As well as your pension plan you will also need separate term assurance in case you die before the end of the mortgage term.

2.   Doctors tried in vain to save him but he died just before dawn.

3.   He wrote a letter seeking to change his plea three days later, but the judge died before acting on it.

4.   Her father had died long before, leaving behind a childless aunt who had lived with her parents.

5.   His father, a comptroller of customs, had died months before his birth.

6.   His little sister had sickened and died before her second birthday.

7.   If two tailless Manx cats are mated, the kittens are so deformed that they nearly always die before birth.

8.   In many Third World countries as many as three out of five children die before the age of five.

9.   Simms was Married, with a son and four daughters, all of whom died before the age of ten.

10.   Stuart Browne, a playwright and theatre director whose only book this is, died just before Christmas.