1.   Cuts have to be made, and city residents need to think about what services they can do without.

2.   If price cuts have to be paid to all buyers this reduces their profitability as well as increasing their detectability.

3.   These cuts will also have a serious effect on the availability of legal help in criminal cases.

4.   First of all, banks are still afraid to loan.

5.   Cuts are gonna have to be made.

6.   David Prosser, chief executive, said withdrawal from the exchange rate mechanism and interest cuts had greatly improved business prospects.

7.   Arnold said that buffalo cuts typically have half the cholesterol and one-tenth the fat of comparable beef cuts.

8.   A cut in rates has the opposite effect.

9.   A spokesman for the San Francisco Housing Authority said local officials also do not believe the voluntary cuts will have a measureable impact.

10.   Absorbing these pay cuts has strained the providers.