1.   Ask for the insurance brochure at the same time as the cruise brochure.

2.   Like a seed catalog or a cruise brochure, it should appeal to the browser as well as the spender.

3.   Like a seed catalogue or a cruise brochure, it should appeal to the browser as well as the spender.

4.   Look closely at the photos of cabins in the cruise line brochures.

5.   Read the fine print on your cruise brochure.