1.   His credit record checks out.

2.   Also, if your credit record is good, contact your bank about its credit card program.

3.   Although she had paid her account in full, she had kept getting past-due notices from Sears, and she feared that her credit record would suffer.

4.   And banks only allow established merchants with a credit record to accept credit cards.

5.   And they are setting up self-help groups, including one in Los Angeles for people whose credit records have been ruined by charge-card thieves.

6.   And the ranks are growing as personal bankruptcy filings surge to near records and continuing corporate layoffs turn more people with previously pristine credit records into unwilling deadbeats.

7.   And you must have a clean credit record and a solid business plan.

8.   Any person applying for a mortgage with that kind of credit record would be laughed out of the bank.

9.   Banks deserve part of the blame, analysts said, because of their stepped-up promotions to issue credit cards, even to people with flimsy credit records.

10.   Bankruptcy leaves a consumer with a tarnished credit record for years.