1.   Most of the growth came from business customers, and the company credited the improving California economy.

2.   As required, the company credited the NIH grant on its patent for Norvir.

3.   But the company can credit its own missteps, from excessive dumping to improper transport of medical waste, for many of its problems here in the Piedmont.

4.   The company also credited warm summer weather with boosting beer sales.

5.   The company also credits Flannery for signing Lobo and her national team teammate, Dawn Staley, as company advisers.

6.   The company credited him with discovering several important Americans, including Johanna Meier, Tatiana Troyanos, Gianna Rolandi, Faith Esham and Jane Shaulis.

7.   The company credited its industrial and consumer sector.

8.   The company credited products like Capri Sun and Tang beverages, as well as Balance Bar, an energy snack bought earlier this year.

9.   The company partly credited a new marketing campaign designed to lure away customers at more tradition banks.

10.   The company credited large winnings in December at its Colorado casinos for its better-than-expected earnings.