1.   There has been a steady Decline in club membership.

2.   Among the factors leading to the decline was a change in the tax laws that eliminated many club memberships as tax writeoffs.

3.   An Indiana woman was charged on her phone bill for a psychic club membership she never agreed to.

4.   And managers operate without perquisites like reserved parking or club memberships.

5.   And once they do so, their club membership is automatically revoked, unless they become unmarried again.

6.   Ask in advance about wine club membership.

7.   As with a health club membership, the value derives from frequency of use.

8.   Assessing oneself through tiny red eyes leads to bold changes, like reconsidering the old health club membership.

9.   Bally Total Fitness Corp. is offering health club memberships with no money down.

10.   Before you push for a raise, think about whether things like health club memberships or expense-account meals would be more valuable to you.