1.   Although such gains reflect a flourishing stock market, prices could be due for an adjustment when interest rates change, analysts said.

2.   Dana Brown became director of the day-care center when its management changed, said her brother-in-law, B.J. Cooper.

3.   Waban reserves the right to modify or withdraw the plan if market conditions change radically, the company said.

4.   What changed her mind, Sgt. Roy said, was a phone call from her father-in-law, a sergeant major at Fort Hood, Texas.

5.   What has changed, he said on Tuesday, is the level of international support and interest.

6.   What has changed, he said, is who is buying.

7.   What has changed, Furumoto said, is the amount of work students have to contend with.

8.   What has changed, said Iyer, is that U.S. investors have put fresh money into international mutual funds.

9.   What has changed, Williams said, is the attention being paid to the problem.

10.   When his book changed nothing, Alterman says, he concluded that being a pundit offered the only opportunity for partisan discussion of issues.