1.   As for the price, it does pay to ask.

2.   It may even pay to ask your carrier to match a lower rate from another carrier.

3.   It will also pay to ask yourself some questions.

4.   Still, there is no denying that the shoulder is a fatty cut, so it pays to ask the butcher to remove as much surface fat as possible.

5.   That is especially true if the company is asking employees to pay a bigger percentage of premiums this year.