1.   Schools anticipate an increase in student test scores.

2.   Although some increases are anticipated, savvy shoppers will find midsummer bargains, says Tom Parsons, editor of Bestfares.com, the bible of low-cost airfares.

3.   Although the budget reviews were intended to show that budgets could be balanced without raising taxes, the Ventnor review clearly anticipates some increases.

4.   And he said he anticipated no increases in cash or manpower.

5.   Bond traders and investors also raise interest rates in the bond market when they anticipate an increase in inflation.

6.   But he said he has grown adept at anticipating increases in individual stocks at specific moments.

7.   Federal Reserve chairman Alan Greenspan said the economy was growing too fast for its own good and the market went down, anticipating further increases in short-term interest rates.

8.   Further, Pitcoff said, dealers, like others who watch the Fed, are anticipating more increases in rates.

9.   In Germany, lines formed for gasoline as drivers anticipated price increases.

10.   Investors tend to avoid maturities of less than two years when they anticipate an increase in interest rates.