1.   Creditors would pay a share of the money recovered through money advice services to those services.

2.   In certain areas law centres, staffed by professional lawyers and advisers, offer a good free legal advice service.

3.   Since we started the advice service we have been swamped with requests from people who need help.

4.   The company also offers an invaluable planning and advice service for people who would rather undertake to do the work themselves.

5.   The Helpline will also give you details of the telephone advice services available in various ethnic minority languages.

6.   The location of money advice services is, however, haphazard.

7.   We will set up a new Family Credit telephone advice service to support working families.

8.   Centrally, it provides an information and advice service on a range of issues affecting older people.

9.   They cover our oral work, our advice services, our membership and affiliation services, and our publications.

10.   NEW proposals for a shake up in the support arrangements of advice services may mean reduced cover at such centres across Belfast.