1.   Consumers will see lower rates on home equity loans and adjustable rate mortgages.

2.   Better measures might reflect the times, such as job security, home value and the trend on adjustable rate home mortgages.

3.   -- Held fewer adjustable rate mortgages than other thrifts.

4.   A stronger national economy and the use of adjustable rate mortgages were the keys to propping up sales last year, Thompson said.

5.   Ahmanson sells fixed mortgages to investors while keeping adjustable rate loans on its balance sheet.

6.   But adjustable rate mortgages are different because they put off the day of reckoning.

7.   But he did express concern that political turmoil over the budget could raise interest rates, possibly affecting the millions of households with adjustable rate mortgages.

8.   But homebuyers have learned to maintain their purchasing power by shifting into adjustable rate mortgages, which initially carry lower monthly payments.

9.   Can any borrowers with adjustable rates expect payments to remain low?

10.   Christie also suggested that potential homebuyers stay away from adjustable rate mortgages because the fixed rates look so attractive.