81.   The survey also showed more than half of respondents hoped they could rely on a pension scheme or a provident fund after retirement.

82.   The third product is asavings scheme operating like a pension scheme for retired persons.

83.   They suggested subsidies for low-income families, popularizing pension insurance schemes in rural areas and building more nursing homes.

84.   This follows lawmakers last week having passed controversial legislation granting themselves access to generous pension schemes.

85.   Thus the EPF should have only two accounts, namely for an old-age pension scheme and the housing scheme.

86.   Without nationwide unemployment and pension schemes, the government fears expected layoffs of tens of millions of unneeded state workers could create social unrest.

87.   Government, industry and trade unions in Italy struck a deal in May on a supplementary pensions scheme which would relieve the pressure on the costly state pensions system.

88.   He also climbed down on a plan to align special public sector retirement pension schemes on the private sector, but refused to give way on social security reform.

89.   He also announced a rural housing programme under which a million houses would be built, and unveiled a modest pension scheme for the elderly poor.

90.   He was also the architect of reforms to the state pension scheme, which some commentators reckon have saved the government billions of pounds.